APS secures pensions for civil servants, teachers, and employees of other public and semi-public organizations.
If you are currently working and paying into the Pension fund.
If you are a member of the Pension Fund are no longer paying in, but not yet retired.
If you are receiving your pension from the Fund.
Please click here to find out more about the benefits of the Fund and how you can join.
If you are an employer or someone currently paying into to the Fund.
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In order to grow, pension funds must invest. Our investment portfolio consists of local real estate projects, loans, time deposits, and an international stock & bond portfolio.
Investments in entities established in Sint Maarten and Curacao are considered local. Any investment outside of the monetary union is considered international.
Oryx Residences is a local APS residential real estate investment project that offers Sint Maarteners the opportunity to purchase or rent a modern, robust family home at a mid-range price ($145,000 – $245,000).
Between 40%-50% of APS’ total investments are international. The international portfolio is a diverse mix of equity (stocks) and fixed income (bonds) securities issued by entities in USD, Developed and Emerging Market.
Alongside Oryx residences, APS’ local real estate projects include Mary’s Fancy, the Professional Office Park, and the APS Parking Lot at the Government Building.
APS has a well-diversified portfolio of local bonds and loans in sectors ranging from Government and Health Care to the Tourism and Marine industries.